Speaking of online banking, it is amazing how almost everything is done online nowadays, aren’t we? Along with the innovation and the weave of technology and gadgets into human life really have changed everything. Online banking, it somehow gives us a lot of benefits, especially in transactions and any business, where everything can be done just at the tip of your finger.
If you are a new beginner, worry not because now you will have the best place to open online banking account Malaysia without doubt. One of the best Malaysian banks that you could trust for online banking is Hong Leong Bank (HLB)!
Keep reading to know more..
Essential Things You Have To Know About Online Banking
What is online banking?
Online banking is any online transaction method that uses your smartphone, tablet, or computer to access your bank account and conduct financial transactions through the internet. This is in a way more quick, free and allows you to conduct chores, such as paying bills and transferring money, without having to join a long queue at the bank.
Bank in Malaysia that have online banking
There are several best and trusted bank in Malaysia that you can rely on in using online banking service, which are:
- Hong Leong Bank
- CIMB Bank
- HSBC Malaysia
- Maybank2u Malaysia
- Alliance Bank Malaysia
- OCBC Bank Malaysia
- Bank Islam Malaysia Berhad (BIMB)
- RHB Bank
- Standard Chartered Malaysia
- AmBank
- Citibank
- Public Bank
- Bank Muamalat
- UOB Malaysia
- Al- Rajhi Bank
- Agrobank
The benefits of online banking
Compared to the old banking method that requires you to go to the nearest branch, joining the long queue and waiting. Online banking will be much more easier these days, which it is beneficial because:
- The unlimited access
Online banking is providing you with a 24 hour service that will be able you to access the system without limit. You can easily access and do your business just at the tip of your finger anywhere and everywhere.
- Better management for your financial
It allows you to check your savings, current, term deposits, loans, and credit cards and have better manage your spending and saving. In this way, your financial management gets a lot easier.
- Able to keep updated with your account status
By using this online banking service, you don’t have to worry if you are busy. Now you can easily keep updated with your account status daily.
- More secure
In general, online banking is quite safe and secure. Furthermore, different banks have different authentication systems in place to improve the security of your banking. You may also choose to get notifications and reminders whenever transactions occur, keeping you informed of any fraudulent activity on your account.
- Free access and service
Any access or business transaction using Internet Banking services is normally free, while some services, such as interbank transfers, telegraphic transfers, and check book requisitions, may be charged.
Register now with Hong Leong Bank (HLB)
If you are new user and wanted to register yourself an online banking easily, you should try with Hong Leong Bank (HLB) which only requires you to have:
- HLD Debit Card
- HLB Principal Credit Card
- Current or savings account
- Loan account