Tag: online banking

Posted on

Best Choice For Online Banking

open online banking account malaysia

Speaking of online banking, it is amazing how almost everything is done online nowadays, aren’t we? Along with the innovation and the weave of technology and gadgets into human life really have changed everything. Online banking, it somehow gives us a lot of benefits, especially in transactions and any business, where everything can be done just at the tip of your finger. 

If you are a new beginner, worry not because now you will have the best place to open online banking account Malaysia without doubt. One of the best Malaysian banks that you could trust for online banking is Hong Leong Bank (HLB)!

Keep reading to know more..

Essential Things You Have To Know About Online Banking

open online banking account malaysia

What is online banking?

Online banking is any online transaction method that uses your smartphone, tablet, or computer to access your bank account and conduct financial transactions through the internet. This is in a way more quick, free and allows you to conduct chores, such as paying bills and transferring money, without having to join a long queue at the bank.

Bank in Malaysia that have online banking 

There are several best and trusted bank in Malaysia that you can rely on in using online banking service, which are:

  • Hong Leong Bank
  • CIMB Bank
  • HSBC Malaysia
  • Maybank2u Malaysia
  • Alliance Bank Malaysia
  • OCBC Bank Malaysia
  • Bank Islam Malaysia Berhad (BIMB)
  • RHB Bank
  • Standard Chartered Malaysia
  • AmBank
  • Citibank
  • Public Bank
  • Bank Muamalat
  • UOB Malaysia
  • Al- Rajhi Bank
  • Agrobank

The benefits of online banking

Compared to the old banking method that requires you to go to the nearest branch, joining the long queue and waiting. Online banking will be much more easier these days, which it is beneficial because:

  • The unlimited access

Online banking is providing you with a 24 hour service that will be able you to access the system without limit. You can easily access and do your business just at the tip of your finger anywhere and everywhere.

  • Better management for your financial

It allows you to check your savings, current, term deposits, loans, and credit cards and have better manage your spending and saving. In this way, your financial management gets a lot easier.

  • Able to keep updated with your account status

By using this online banking service, you don’t have to worry if you are busy. Now you can easily keep updated with your account status daily.

  • More secure

In general, online banking is quite safe and secure. Furthermore, different banks have different authentication systems in place to improve the security of your banking. You may also choose to get notifications and reminders whenever transactions occur, keeping you informed of any fraudulent activity on your account.

  • Free access and service

Any access or business transaction using Internet Banking services is normally free, while some services, such as interbank transfers, telegraphic transfers, and check book requisitions, may be charged.

Register now with Hong Leong Bank (HLB)

If you are new user and wanted to register yourself an online banking easily, you should try with Hong Leong Bank (HLB) which only requires you to have:

  • HLD Debit Card
  • HLB Principal Credit Card
  • Current or savings account
  • Loan account
Posted on

One Step Ahead With Online Banking

online banking

We are well aware of how the rapid changes in technologies and gadgets is a thing that has been revolving around us years ago. Hence why, we could widely see how almost every single thing that involves any businesses is being done online from the smallest thing to big things. Speaking of this, I’m pretty sure you have seen the big chances especially how people are dealing with almost all of the bank matters. There are so many people that have started with less cash due to the simplest way which is; by an online bank account creation malaysia. 

This is indeed not something new as online banking has been widely used by the majority of people in our community. Pretty sure you are here for the same reason, no? This will be the right time for you to actually get started or level up your daily businesses with online banking with Hong Leong Bank (HLB)! 

Read more to know further..

Banks in Malaysia with online banking service

From all of the existing Malaysia banks, there are so many options that you can choose to sign up or register for online banking. Which they are:

  • The Maybank2u.
  • The Rashid Hussein Bank (RHB).
  • The HSBC Bank Malaysia.
  • The Affin Bank.
  • Standard Chartered Malaysia.
  • The Hong Leong Bank (HLB).
  • The AmBank.
  • The CIMB Bank.
  • Citibank Malaysia.
  • The Alliance Bank.
  • The Public Bank.
  • The Bank Rakyat.
  • Bank Simpanan Malaysia (BSN).
  • Bank Muamalat.
  • Bank Islam (BIMB).
  • The OCBC Bank.
  • The UOB Malaysia.
  • Al-Rajhi Bank.
  • Agrobank.

Why online banking should be the most preferred method

We are well aware of how not all generations are familiar and can get used to this method easily as it is something that will be closely related to technology. However there are several reasons why it should be the most preferred method in banking nowadays, they are:

  • There will be extra secure:

Because internet banking is one of the most important services provided by banks, it is also a very secure platform. Banks typically utilise encryption devices to guarantee that all customer information is secure and that no security breaches occur. Finally, it protects you from online fraud and account hijacking.

  • No problem in accessing:

Even if it is the final day of your bill payment and you are about to be penalised, you can rely on internet banking. Online purchases may be completed at any time of day from the comfort of your own home. Not only that, but instead of being physically present for a large number of transactions, you may safely transfer cash at any time, without any fuss.

  • There will be no hidden fees:

Despite the added convenience, there are no hidden costs connected with internet transactions. All you pay is a little transaction fee, and the rest is handled by your bank.

  • Guaranteed convenience: 

While one of the numerous advantages of internet banking is its ease of access, it also makes banking extremely convenient. The necessity to stand in long lines at the bank has been entirely abolished. Furthermore, with most banks now offering mobile banking, transfers and payments have gotten simpler.

  • Perfect way in monitoring accounts:

Finally, having access to e-banking and a competent budgeting programme at your disposal simplifies budgeting and account management. Real-time spending may be tracked when shopping or predicting your monthly savings and expenses.